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HDB Owners Face Tough Choices as VERS Scheme Takes Shape, Minister Emphasizes Lifelong Leases

Published on: 27 September 2025

HDB Owners Face Tough Choices as VERS Scheme Takes Shape, Minister Emphasizes Lifelong Leases

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Owners must prepare for smaller payouts and tougher choices as the new scheme takes shape.

Vers is not Sers. It will not deliver jackpots, guaranteed rehousing or retirement security.

Nearly half of Singapore’s HDB flats are already more than 45 years old. In towns such as Marine Parade, Toa Payoh and Bukit Merah, whole clusters are in the second half of their 99-year leases.

Flat owners, many of whom rely on housing as their main nest egg, face a sobering question: What happens when leases run down and home values start sliding?

[SRC] https://www.straitstimes.com/opinion/what-vers-really-means-trade-offs-not-jackpots